Natural disasters and individual behaviour in developing countries : risk, trust and the demand for microinsurance

• 作者： Fiala, Oliver, author.
• 其他作者：
  • SpringerLink (Online service)
• 其他題名：
  • Contributions to economics.
• 出版： Cham : Springer International Publishing :Imprint: Springer
• 叢書名： Contributions to economics,
• 主題： Microinsurance. , Natural disasters--Social aspects--Developing countries. , Natural disasters--Developing countries. , Economics. , Development Economics. , Environmental Economics. , Behavioral/Experimental Economics. , Poverty, Aid and Development. , Insurance.
• ISBN： 9783319539041 (electronic bk.) 、 9783319539034 (paper)
• FIND@SFXID: CGU
• 資料類型: 電子書
• 內容註: Introduction -- Natural Disasters in Developing Countries -- Experience Natural Disasters: How this Influences Risk Aversion and Trust -- The Demand for Microinsurance Products Against Disaster Risk -- Going Forward: Building Resilience with Microinsurance -- Conclusion.
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• 摘要註: This study investigates the complex link between natural disasters, individual behaviour - in the form of an individual's risk-taking propensity and level of trust - and the demand for microinsurance. Developing countries are particularly vulnerable to the impacts of natural hazards and climate change as they affect their development processes and set back poverty reduction efforts. Using a unique data set for rural Cambodia based on a survey, experimental games and a discrete choice experiment, the study highlights the importance of perceptions, expectations and psychological factors in decision-making processes with substantial consequences for long-term economic perspectives and poverty alleviation.
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