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Mutual insurance 1550-2015 : from guild welfare and friendly societies to contemporary micro-insurers
- 作者: Leeuwen, Marco H.D. van, author.
- 其他作者:
- 其他題名:
- Palgrave studies in the history of finance.
- 出版: London : Palgrave Macmillan UK :Imprint: Palgrave Macmillan
- 叢書名: Palgrave studies in the history of finance
- 主題: Microinsurance--Western countries. , Cooperative insurance--Western countries. , Finance. , Financial History. , Insurance. , Personal Finance/Wealth Management/Pension Planning. , Social History. , Social Choice/Welfare Economics/Public Choice. , Social Structure, Social Inequality.
- ISBN: 9781137531100 (electronic bk.) 、 9781137531094 (paper)
- FIND@SFXID: CGU
- 資料類型: 電子書
- 內容註: Chapter 1) Mutual Insurance -- Chapter 2) The Era of the Guilds: Mutual Insurance 1550-1800 -- Chapter 3) The Age of the Friendly Societies:Mutual Insurance in the Nineteenth Century -- Chapter 4) The Rise and Decline of Modern Trade Union Insurance, 1900-65 -- Chapter 5) New Initiatives, 1965-2015 -- Chapter 6) Principles and Practices of Mutual Insurance, 1550-2015.
- 摘要註: In the modern Western world, we tend to be insured by the state or for-profit insurers. We have privileged this system over mutual or micro-insurance, whose long and rich history we tend to forget. Yet, mutual and micro-insurance is becoming increasingly important, both in the Western and in the non-Western world and bears re-examination. This book traces the track record of mutual insurance from 1550 to the present, examining provisions for burial, sickness, unemployment, old age, and widowhood. The author seeks to address such topics as the type of risks micro-insurance covered between 1550 and 2015; how it was organized throughout its history; who provided the coverage; and how contributions, benefit levels, and conditions have changed. Importantly, the author explores why this system has worked through, and endured, the test of time. Mutual insurance can, for instance, overcome classic insurance problems such as adverse selection and moral hazards. The author demonstrates that the study of the position micro-insurance historically assumed in mixed economies of welfare presents interesting lessons for today's insurance market, as well as for today's mutualism.
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讀者標籤:
- 系統號: 005368176 | 機讀編目格式